Insurance is about protecting you from the unexpected. Uni-Care has been protecting students coming to New Zealand to study for more than 20 years. NZ Student Plan is designed to help when things go wrong a long way from home. Our NZ Student Plan meets and exceeds the requirements of the Education (Pastoral Care of International Students) Code of Practice 2021.
Please refer to the policy document for the full terms and conditions of this cover.
If you unexpectedly become ill or suffer an accident or injury, you won’t have to worry about paying for your qualifying medical care. NZ Student Plan will pay your qualifying medical treatment costs including diagnosis, prescriptions, surgery, and hospitalisation.
Unexpected Return Home
If you were to suffer a serious injury or illness and needed to go home then NZ Student Plan would help by taking care of the costly expenses involved, allowing you and your family to focus on your recovery. If your family members are required to assist with your repatriation the policy would assist with their travel costs. If one of your immediate family suffered a critical illness or injury or died then the policy would also help to get you home quickly.
Loss of Deposit
If illness or injury means you are unable to take part in planned travel activities or complete your enrolled course of study, the policy would reimburse your non-refundable costs.
NZ Student Plan covers your personal effects for loss or damage to $15,000 but individual items, sets, or pairs of items are limited to $2,500 for each individual item, set, or pair of items unless the items are specified.
If you accidentally damage property belonging to someone else then tell us what has happened and let us manage negotiations and costs with the other party or their insurer.
Rental Car Excess
Rental car excesses can be costly – you can claim up to $5,000 liability for rental car excess payment.